Personal Checking Account Options
Personal Checking Account
This flexible Personal Checking Account allows you the ability to write an unlimited number of checks per month, with the
opportunity to have a service free account. You must deposit $100.00 to open this account. A maintenance fee charge of
$3.00 will be charged every statement cycle if the minimum balance in the account falls below $500.00 any day of the cycle.
This fee will not apply if you maintain a minimum daily balance of $500 during the statement cycle, or you have a recurring
direct deposit to the account during the statement cycle.
Community Leaders Account
This account is "free" to all our clients 55+ years young. The Bank's Community Leaders Account allows you to write an unlimited
number of checks and has no
minimum balance to maintain. A true win-win for you.
Executive Checking Account (NOW)
This NOW Account pays you a competitive rate of interest, based on the balance in your account. You have the ability to write
an unlimited number of checks per month.
This account provides the opportunity to have a service charge free account. You must deposit $1,000.00 to open this account.
A maintenance fee charge of $8.00 will be charged every statement cycle if the balance in the account falls below $1,000.00 any
day of the cycle. This fee will not apply if you maintain a minimum daily balance of $1,000.00 during the monthly statement
Money Market Checking Account (Personal)
The Bank's personal Money Market Checking Account gives you the flexibility to write six checks per statement cycle, with
withdrawals in person, all while you
earn a competitive rate of interest. You must deposit $1,500.00 to open this account. A maintenance fee charge of $10.00
will be charged every statement cycle unless you maintain a daily collected (funds for which we have received credit) balance
of $1,500.00 for the statement cycle.
All personal checking accounts include these accessory services and benefits:
*Subject to credit approval
- FDIC Insured,
- Personalized Service,
- Easy to use and access:
- In Person
- 24-Hour Telephone Banking
- Online Banking, with
- ACH and Direct Deposit accepted to any account,
- Free ATM or Debit Card,
- Combined monthly statements optional,
- Reserve Checking Account (overdraft protection) available*, and
- Many other accessory services.
For more information on any of the Bank's Personal Checking Account options, call or visit a Personal Banker at one of our convenient locations.
Important FDIC Notice Regarding Noninterest-Bearing Transaction Accounts